Home Improvement & Ownership Loans

Low Interest Home Improvement Loan
  • 2% APR
  • Loan amounts from $1,500-$15,000
  • No maximum income limit
  • Terms up to 10 years
  • Closing costs apply
  • Eligible improvements include most interior and exterior maintenance
Purchase Assistance Loan
  • 0% APR
  • Loan amounts up to $5,000
  • Income limits apply
  • 100% forgiven if borrower remains in the home for 15 years
  • To ensure funding, application must be received at least 4 weeks prior to closing
Emergency Deferred Loan
  • 0% APR
  • Loan amounts from $1,000-$7,500
  • Income limit of 80% area medium income (AMI)
  • The deferred loan is forgiven after 15 years, if the property is still owned and occupied.
  • To qualify for this program, borrower(s) must not be eligible for any other financing administered by CEE
Senior Emergency Grant
  • Grant amounts from $1,000-$7,500
  • Income limit of 80% area medium income (AMI)
  • At least one of the recipients must be 62 years of age or older
  • Eligible improvements will be determined through a required analysis of the emergency condition of the propertyTo qualify for this program, borrower(s) must not be eligible for any other financing administered by CEE

SECIA has made Neighborhood Revitalization Program (NRP) funds available to property owners of the Southeast Como neighborhood to make improvements to their properties.

Learn more about loan options and apply on the CEE website.