Home Improvement & Ownership Loans

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Low Interest Home Improvement Loan
  • 2% APR (based on household AMI)
  • Loan amounts from $1,500-$15,000
  • No maximum income limit
  • Terms up to 10 years
  • Closing costs apply
  • Eligible improvements include most interior and exterior maintenance
Purchase Assistance Loan
  • 0% APR
  • Loan amounts up to $5,000
  • No income limits
  • 100% forgiven if borrower remains in the home for 15 years
  • To ensure funding, application must be received at least 4 weeks prior to closing
Emergency Deferred Loan
  • 0% APR
  • Loan amounts from $1,000-$7,500
  • Income limit of 80% are medium income (AMI)
  • The deferred loan is forgiven after 15 years, if the property is still owned and occupied.
Senior Emergency Grant
  • 0% APR
  • Loan amounts from $1,000-$7,500
  • Income limit of 80% are medium income (AMI)
  • At least one of the recipients must be 62 years of age or older

  • The loan is forgiven after 10 years if the property is still owned and occupied.

SECIA has made Neighborhood Revitalization Program (NRP) funds available to property owners of the Southeast Como neighborhood to make improvements to their properties.

Learn more about loan options and apply on the CEE website.